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Rates Relieved; Missing Millennials; A.I. Income Underwriting

Lenders Rush to Cut Costs; New Homes Surge; Pending Homes Lag; High Price Reality Check

Lenders Worried over Demand/Profits; Rates End at Lows; Sales Slump as Costs Hurt Builders; Record Equity

Home Sales Reverse Course; Rates Bounce Back; Buyers Battle Trifecta; Price Momentum Wanes

New Home Sales Continue See-Saw Pattern, Down 5.3 Percent

Jul 25 2018 New home sales have adopted an up and down pattern since March and continued in that trend in June. … Continue reading New Home Sales Continue See-Saw Pattern, Down 5.3 Percent

Permit to Completion – Builder Timeline Depends on Where and Why

Despite complaints about labor, lot, and material shortages, builders needed no more time to build a home last year than… Continue reading Permit to Completion – Builder Timeline Depends on Where and Why

Adjustable Rate Mortgage Finance Guide CHARM Booklet

Home Loan Toolkit

Americans Sitting on Trillions in Tappable Equity

Americans are sitting on a nearly unprecedented level of untapped wealth – or maybe sitting IN it is more to the point. … Continue reading Americans Sitting on Trillions in Tappable Equity

Could The Top Already Be In For Rates?

(Most of this newsletter lays out a counterpoint to the fairly dominant theme of “higher rates in 2018.” Please note:… Continue reading Could The Top Already Be In For Rates?