- Know that your rate will not increase.
- Plan to own more than 7 years or beyond the break even point.
- Long-term ownership, this is your loan!
- Get a lower rate and a lower payment.
10 / 15 / 20 / 30 Year Fixed Rate
- Reduce your mortgage payment even more with our interest-only payment option.
- This option is for anybody planning to move within 7 years.
- No down payment required for Purchase loans
- Free up all your cash for all of life’s other expenses
Adjustable Rate Mortgage (ARM)
- No PMI Option Available (Private Mortgage Insurance)
- Refinance to pull cash out to 100% of homes value…
- Self Employed or contractor with no pay stubs
- No asset documentation…
- No Employment History…
- Free up hundreds of dollars a month
- Bank Statement Income Proof
- Asset Based Lending
- Loans over $417,000
- Consolidate credit cards…
- Lower total monthly payment…
- Lower overall rate and reduce long term interest…
- Eliminate compounded interest on credit card debt
- Less than perfect credit
- Looking for a fresh start
- Low interest only payment available
- Use 100% of your homes value…
Bad Credit or Underwater Mortgage
- Mortgage up to 125% of the properties value
- Government Loan Programs…
- Zero Down Programs…
- Veteran Loans…
High Loan To Value
- Federal Housing Administration Loans…
- Relaxed credit requirements…
- Affordable Payments…
FHA and VA