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8 Secrets of People With Beautifully Organized Homes

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These strategies will help you maintain an orderly home.

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8 Secrets of People With Beautifully Organized Homes

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How to Clear Any Clogged Drain

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Calling a plumber every time can get expensive!

How to Clear Any Clogged Drain

Armed with the right tools and techniques, you can easily unplug stopped-up drains without having to call in a pro.
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6 Types of Home Loans: Which One Is Right for You?

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Are you aware of these different home loan types?

6 Types of Home Loans: Which One Is Right for You?

Check out these common types of home loans and whom they're suited for so you make the right choice.
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Advice For Tapping Your Rising Home Equity | Bankrate

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Advice For Tapping Your Rising Home Equity | Bankrate

Americans have tons of cash locked up in their homes.
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20 Things You Can Declutter from Your Entryway Right Now

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A welcoming entryway is a nice feature!

20 Things You Can Declutter from Your Entryway Right Now

It's a great time to check in and make sure your entryway is set up for success—whatever that means these days.
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Should I Waive a Home Inspection? Why Buyers Are Willing To Right Now

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I don’t recommend it!

Should I Waive a Home Inspection? Why Buyers Are Willing To Right Now

Between COVID-19 and the competitive housing market, some buyers are waiving their home inspection. Is this ever a smart idea?
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Tips for Holiday and Winter Fire Safety

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Wouldn’t want you to burn down that house you just bought!

Tips for Holiday and Winter Fire Safety

Pillar To Post Home Inspectors provides tips for holiday and winter fire safety.
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2021 Mortgage Loan Limit Increases

The Federal Housing Finance Agency (FHFA) has announced the 2021 conforming and high balance loan limit increases. Starting Nov. 24, 2020, you can lock Conventional loans in H2O with the new loan limits.

2021 Conforming and High Balance Loan Limits

The base conforming loan limit will increase from $510,400 to $548,250.

Conforming Loan Limits
Number of Units Maximum base conforming loan limits for properties (excludes Alaska and Hawaii) Maximum base conforming loan limits for properties in Alaska and Hawaii
  2021 2020 2021 2020
1 $548,250 $510,400 $822,375 $765,600
2 $702,000 $653,550 $1,053,000 $980,325
3 $848,500 $789,950 $1,272,750 $1,184,925
4 $1,054,500 $981,700 $1,581,750 $1,472,550

 

The high balance loan limit will increase to $822,375 (150 percent of $548,250) for one-unit properties in the contiguous U.S.

 

High Balance Loan Limits
Number of Units Maximum base conforming loan limits for properties (excludes Alaska and Hawaii) Maximum base conforming loan limits for properties in Alaska and Hawaii
  2021 2020 2021 2020
1 $822,375 $765,600 Alaska and Hawaii don’t have high cost areas Alaska and Hawaii didn’t have high cost areas
2 $1,053,000 $980,325
3 $1,272,750 $1,184,925
4 $1,581,750 $1,581,750

 

There are no counties in Alaska and Hawaii considered high cost with higher loan limits than the applicable base conforming limits for 2021. As a result, there are no high balance limits specific to Alaska and Hawaii.

 

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The 6 Worst Homes for First-Time Buyers

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There are certain kinds of homes all first-time buyers should avoid.

The 6 Worst Homes for First-Time Buyers

There isn’t a one-size-fits-all formula for choosing your first home. (If there were, we’d tell you.) But there are certain kinds of homes you should avoid.
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Kiss Frontman Gene Simmons Selling His Rock Star Estate for $22M in Beverly Hills

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He owned it for nearly 35 years!

Kiss Frontman Gene Simmons Selling His Rock Star Estate for $22M in Beverly Hills

Kiss frontman Gene Simmons is kissing his Beverly Hills home goodbye. On the market for the first time ever, the estate can be yours for $22 million.
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